Owning a property is more than simply having a place to live or work; it is also a valuable asset that can assist you in obtaining finances when necessary. Our Loan Against Property (LAP) program enables you to leverage the value of your property to meet financial needs, such as business expansion, medical emergencies, education, or personal goals. With our LAP, you can unlock up to 70% of your property’s market worth, allowing you to obtain a significant loan without having to sell your asset.

We provide reasonable interest rates, allowing you to save more on EMIs while managing your money effectively. The best thing is that there are no restrictions on fund usage, allowing you to use the loan amount as needed. Whether you need cash for a new business venture, debt reduction, or home improvement, our LAP service is a convenient option. Our lengthier repayment tenure options keep your EMI payments modest, allowing you to repay the loan at your own speed. 

You don’t have to go through cumbersome formalities to get the funds because the paperwork is simple and the approval process is short. We prioritise transparency, with no hidden fees, so you always understand the actual terms of your loan. Our skilled financial advisors will walk you through each step, allowing you to make informed decisions based on your financial position. 

We also provide balance transfer solutions if you wish to switch your current LAP to a cheaper interest rate. Our loan solutions cater to a wide range of financial profiles, including those of salaried professionals and self-employed individuals. At T-Home, we make it easier for you to realise the full potential of your house and achieve your objectives without incurring financial hardship. Trust us to provide you with a seamless, secure, and flexible borrowing experience that is suited to your specific needs.