Transfer Your Balance Lower Your Interest.
Move your existing loan or credit card balance to Thome and enjoy better rates, flexible repayment, and complete transparency — all in one seamless process.
Managing high-interest loans can be stressful and expensive. With T-Home Balance Transfer, move your existing loan to a lender offering better rates and flexible terms. Enjoy lower EMIs, reduced interest, and greater financial freedom. Get quick approvals with minimal paperwork and complete transparency. Choose T-Home to simplify repayments and take control of your finances.
Lower interest rates, faster approvals, and complete transparency — we make your balance transfer simple, secure, and rewarding.
Enjoy reduced interest compared to your existing credit card or loan, helping you save more every month.
Choose repayment periods that suit your budget and lifestyle — no unnecessary pressure.
100% transparent pricing — no surprise fees or fine print.
Managing your balance better helps you maintain or improve your credit score.
Move your outstanding balance to Thome easily and start saving on interest — it only takes a few minutes.
Apply Online
Fill in a quick online form with your basic details and the amount you’d like to transfer.
Fill in a quick online form with your basic details and the amount you’d like to transfer.
Verification
Our team reviews your application and verifies your credit and documents for quick approval.
Our team reviews your application and verifies your credit and documents for quick approval.
Balance Transfer
Once approved, T-home pays off your existing credit card or loan balance directly.
Once approved, T-home pays off your existing credit card or loan balance directly.
Start Fresh with Thome
Repay your balance to T-home at a lower rate, with flexible EMIs and no hidden charges.
Repay your balance to T-home at a lower rate, with flexible EMIs and no hidden charges.
Switch your existing credit card balance to Thome and enjoy lower interest rates, faster approvals, and a smoother repayment experience.
Your information is 100% secure and confidential.
Turn your dream of owning a home into reality with our hassle-free home loan solutions. Get quick approval, flexible repayment options, and the best interest rates.
Our clients trust us for hassle-free home loans with quick approvals and excellent service!
Dear Mr. Ravinder, Your assistance in applying for, processing, and disbursing my SVC Indraprastha Apartments housing loan is amazing. You gave the list at once to prevent document submission disturbances. You also prevented bank-hopping for e-documents. I appreciate your support and wish you and Ambak prosperity.
Srinivasa Acharya
Hyderabad
I had a wonderful and seamless experience with Ravinder. They have managed the entire documentation and Coordination with Bank without any hassle of multiple visit to the bank for home loan. Additionally, they have shortlisted best home loan offers from a bouquet of home loan which always has been a biggest pain point.
Pankaj Agarwal
Hyderabad
Dear Mr. Ravinder, This is regarding my home loan for the flat purchased at svc indraprastha. The process of the house loan, starting from the application until the disbursement, you had done an outstanding performance to get the job done. Keep up the good work. Thank you.
Murugan R
Hyderabad
Get quick answers to the most common queries about our Balance Transfer service — so you can make confident, informed decisions.
- What is a balance transfer?
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It’s moving your credit card balance to a new account with lower interest to save money.
- Are there any fees?
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A small processing fee may apply, but there are no hidden charges.
- How long does it take?
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It usually takes 3–5 working days to complete the transfer.
- Will this affect my credit score?
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There may be a small temporary dip, but paying on time can improve it later.