1. Legal Disclosure

This website is operated by T-Home Fintech, a Partnership Firm registered and incorporated on 7th January 2025, with its principal place of business in Hyderabad, Telangana, India.

All references to “we,” “our,” or “the Company” in the following policies refer to T-Home Fintech, the official legal entity providing services through this platform.

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2. Terms & Conditions

By accessing and using this website, you agree to abide by the following Terms & Conditions. These govern your use of our services, platforms, and digital communications.

Scope of Services:

T-Home Fintech offers the following services:

Home Loans, Mortgage Loans, and Loan Against Property (LAP)

Personal Loans

Income Tax Return (ITR) Filings

GST Registration and Filing

Company Registration (Proprietor, LLP, Partnership, Pvt Ltd)

FSSAI (Food License) Registration

Udyam/MSME Registrations

Usage Terms:

You must be 18 years or older to avail of our services.

You are responsible for providing accurate and complete information for service facilitation.

The Company reserves the right to accept or reject service requests based on eligibility, compliance, or internal review.

Third-party Partners:

Some services are executed in partnership with external banks, NBFCs, or government departments. Their respective terms and conditions may also apply, and T-Home shall not be held liable for delays or denials caused by third-party institutions.

Intellectual Property:

All content, logos, images, and service information published on this website is the property of T-Home Fintech and may not be reproduced or distributed without written permission.

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3. Refund & Cancellation Policy

We at T-Home Fintech are committed to providing you with reliable and timely service. However, we recognize that certain situations may require a refund or cancellation.

Cancellation Policy:

Services once confirmed and initiated are non-cancellable.

If you wish to cancel a service request, it must be done within 24 hours of payment and before any processing has started.

Refund Eligibility:

Refunds will only be granted under the following conditions:

Duplicate or excess payment made in error

Service was not initiated due to internal delays or inability to fulfill service from our end

Eligibility failure from our end before service initiation

Refund Timeline:

Refunds (if applicable) will be processed within 7–10 business days from approval.

Refunds will be credited to the original mode of payment used.

Non-Refundable Cases:

Services already initiated, processed, or submitted to third-party institutions are not eligible for a refund.

Any documentation charges, government fees, or external agency fees are strictly non-refundable.

Customer Support for Refunds:

 Email: [email protected]

Phone: ‪+91 7032183836‬

Support Hours: Monday to Saturday, 10:00 AM – 6:00 PM