Balance Transfer
Transfer Your Balance, Simplify Your Payments

Managing high-interest loans can be stressful and expensive.
 With T-Home Balance Transfer, move your existing loan to a lender offering better rates and flexible terms. Enjoy lower EMIs, reduced interest, and greater financial freedom. Get quick approvals with minimal paperwork and complete transparency. Choose T-Home to simplify repayments and take control of your finances.

Benefits
Why Choose T-home for Your Balance Transfer?

Lower interest rates, faster approvals, and complete transparency — we make your balance transfer simple, secure, and rewarding.

Enjoy reduced interest compared to your existing credit card or loan, helping you save more every month.

Choose repayment periods that suit your budget and lifestyle — no unnecessary pressure.

100% transparent pricing — no surprise fees or fine print.

Managing your balance better helps you maintain or improve your credit score.

How It Works
Simple 4-Step Balance Transfer Process

Move your outstanding balance to Thome easily and start saving on interest — it only takes a few minutes.

01

Apply Online

Fill in a quick online form with your basic details and the amount you’d like to transfer.

Fill in a quick online form with your basic details and the amount you’d like to transfer.

02

Verification

Our team reviews your application and verifies your credit and documents for quick approval.

Our team reviews your application and verifies your credit and documents for quick approval.

03

Balance Transfer

Once approved, T-home pays off your existing credit card or loan balance directly.

Once approved, T-home pays off your existing credit card or loan balance directly.

04

Start Fresh with Thome

Repay your balance to T-home at a lower rate, with flexible EMIs and no hidden charges.

Repay your balance to T-home at a lower rate, with flexible EMIs and no hidden charges.

Start Saving on Your Credit Card Interest Today

Switch your existing credit card balance to Thome and enjoy lower interest rates, faster approvals, and a smoother repayment experience.

Your information is 100% secure and confidential.

Contact Us
Your Dream Home is
Just a Loan Away!

Turn your dream of owning a home into reality with our hassle-free home loan solutions. Get quick approval, flexible repayment options, and the best interest rates.

    Testimonials
    What Our Client Say’s

    Our clients trust us for hassle-free home loans with quick approvals and excellent service!

    Dear Mr. Ravinder, Your assistance in applying for, processing, and disbursing my SVC Indraprastha Apartments housing loan is amazing. You gave the list at once to prevent document submission disturbances. You also prevented bank-hopping for e-documents. I appreciate your support and wish you and Ambak prosperity.

    Srinivasa Acharya

    Hyderabad

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    I had a wonderful and seamless experience with Ravinder. They have managed the entire documentation and Coordination with Bank without any hassle of multiple visit to the bank for home loan. Additionally, they have shortlisted best home loan offers from a bouquet of home loan which always has been a biggest pain point.

    Pankaj Agarwal

    Hyderabad

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    Dear Mr. Ravinder, This is regarding my home loan for the flat purchased at svc indraprastha. The process of the house loan, starting from the application until the disbursement, you had done an outstanding performance to get the job done. Keep up the good work. Thank you.

    Murugan R

    Hyderabad

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    Frequently asked questions about T-Home Balance Transfer

    Get quick answers to the most common queries about our Balance Transfer service — so you can make confident, informed decisions.

    Faq
    What is a balance transfer?

    It’s moving your credit card balance to a new account with lower interest to save money.

    Are there any fees?

    A small processing fee may apply, but there are no hidden charges.

    How long does it take?

    It usually takes 3–5 working days to complete the transfer.

    Will this affect my credit score?

    There may be a small temporary dip, but paying on time can improve it later.